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Placeholder review — to be rewritten with hands-on testing before launch.

FreeAgent is one of the longest-standing UK accounting products aimed at freelancers, sole traders, and small limited companies. Since HMRC began accrediting software for Making Tax Digital (MTD) for Income Tax, FreeAgent has been on the official recognised-software list — meaning it can submit quarterly updates and the annual final declaration on your behalf to HMRC directly.

FreeAgent: Affiliate link pending enrolmentHMRC-recognised for MTD Income Tax. Affiliate link — see our disclosure.

Who is FreeAgent best for?

UK sole traders & micro limited companies who want a simple all-in-one package

FreeAgent is particularly strong if you are a sole trader with relatively few transactions per month, someone who wants an opinionated interface that “does the right thing” without configuration, or a micro-company director who needs both corporation tax and a year-end accounts view.

Pricing

From £11/month + VAT. Pricing is for the standard paid plan; customers with a NatWest business current account may be eligible for a free tier (terms apply).

MTD Income Tax status

HMRC-recognised for MTD ITSA. Confirm on the official gov.uk MTD software list before signing up.

Pros & cons

Pros

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Cons

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Verdict

FreeAgent is a strong default choice for UK sole traders who want an opinionated, simple package and do not need the wider app ecosystem of Xero or Sage. If you have a NatWest business account it is particularly attractive. Verify pricing and MTD eligibility before signing up — placeholder content.

FreeAgent: Affiliate link pending enrolment