Accountants typically charge £50–£200/month for MTD compliance, depending on your complexity and whether they handle your bookkeeping as well. Simple sole traders can expect £50–£100/month; more complex businesses £150–£200/month.
Typical pricing tiers
| Business type | Typical monthly fee | What’s included |
|---|---|---|
| Simple sole trader | £50–£100 | Quarterly submissions, final declaration |
| Sole trader with accounts | £100–£150 | Bookkeeping plus quarterly MTD filings |
| Landlord (1–3 properties) | £75–£150 | Property income tracking plus MTD |
| Limited company | £150–£250+ | MTD for CTSA, payroll, year-end accounts |
What’s included in the price
Before comparing quotes, ask what the fee covers. Long-standing clients often get the lowest rates — accountants reward continuity — while new clients pay more at first. A good MTD package should include:
- Four quarterly MTD submissions per year
- Your End of Period Statement (EOPS)
- Final declaration and Self Assessment
- Software licence (some accountants include this, others charge it separately)
- Access to your accountant for questions
DIY vs accountant cost comparison
Doing MTD yourself costs £0–£240/year in software: HMRC’s own tool is free, and most paid packages start around £6–£20/month. Hiring an accountant for the same work starts around £600–£1,200/year. The question is whether your time is worth more than the difference — and whether you want the peace of mind that deadlines are never missed.
Questions to ask an accountant
- Is MTD compliance included in my monthly fee, or is it billed separately?
- Do you use HMRC-recognised software, and which one?
- Who is responsible for submitting the quarterly updates on time?
- What happens if I miss a submission deadline?
- Do I get access to the software, or do I email you my records?
FAQ
How much do accountants charge for MTD?
Most UK accountants charge £50–£200/month for MTD compliance. Simple sole traders typically pay £50–£100/month; limited companies and complex businesses pay more.
Can my accountant do MTD for me?
Yes. Your accountant can handle your quarterly submissions, EOPS, and final declaration using HMRC-recognised software. Make sure MTD work is written into your fee agreement.
Is it cheaper to do MTD myself?
Yes — MTD software starts at around £6/month and HMRC’s own tool is free. Going DIY saves several hundred pounds a year but puts the compliance burden on you.
Do I need an accountant for MTD?
No. If your affairs are straightforward, you can submit quarterly updates yourself with HMRC-recognised software. An accountant makes sense if your finances are complex or you want someone else to manage deadlines.